Financial Advisor

(864) 574-3620 David@LMHTax.com

Summit Wealth Management

A Different Perspective on Wealth Management

At Summit Wealth Management, we believe managing wealth requires more than selecting investments. It requires understanding how the many pieces of a client's financial life fit together.

Founded in 2022, Summit Wealth Management was built on a foundation of public accounting and a commitment to providing thoughtful, personalized financial advice. Our experience in accounting gives us a perspective that is different from many traditional wealth-management firms. We look at wealth through a tax-centric lens, considering not only what an investment or financial strategy may earn, but also how taxes and other financial decisions can affect the outcome.

Where Tax Planning Meets Wealth Management

Taxes are an important part of almost every significant financial decision. Investment income, capital gains, retirement distributions, business ownership, charitable giving, insurance, and the transfer of wealth can all have tax implications.

That's why we believe financial planning and tax planning should not be viewed as separate conversations.

Our approach brings these considerations together. We work to understand each client's complete financial picture and then develop strategies designed to coordinate investments, retirement planning, risk management, tax considerations, and long-term wealth objectives.

The goal isn't simply to build wealth. It's to help you make informed decisions about how to build, preserve, use, and ultimately transfer that wealth.

Built on Experience

Our firm's foundation in public accounting provides valuable insight into the financial challenges faced by individuals, families, and business owners. We understand that financial decisions rarely occur in isolation. A decision that makes sense from an investment perspective may have very different implications when viewed from a tax or retirement-planning perspective.

That broader perspective allows us to ask different questions:

• How will this decision affect my taxes?
• How will today's choices affect my retirement income?
• Am I taking more investment risk than necessary?
• How should my business and personal finances work together?
• What opportunities exist to improve my after-tax outcome?
• How can I preserve and eventually transfer the wealth I have built?

By considering these questions as part of an integrated financial strategy, we strive to help our clients make decisions with greater clarity and confidence.

Personalized Advice for Every Stage of Life

Every client comes to us with a different set of circumstances and goals. Some are building their first investment portfolio. Others are preparing for retirement, managing a successful business, protecting their family's financial future, or planning for the eventual transfer of significant wealth.

Our role is to understand where you are today, where you want to go, and what matters most to you. From there, we work with you to develop and implement a financial strategy that can evolve as your life changes.

Our services include comprehensive financial planning, investment management, retirement planning, risk management, insurance strategies, estate and wealth-transfer planning, Social Security planning, education planning, and financial planning for business owners.

A Long-Term Relationship

We believe effective wealth management is built on relationships, not transactions. Our goal is to become a trusted financial resource for our clients and their families—someone who understands their financial lives, explains complex decisions clearly, and remains engaged as circumstances and goals change.

We don't believe in a one-size-fits-all approach. Instead, we take the time to understand our clients and provide advice that reflects their unique objectives, values, and financial circumstances.

A Different Way to Look at Wealth

At Summit Wealth Management, we bring together accounting experience, tax awareness, financial planning, and investment management to provide a more complete perspective on wealth.

Because we believe the best financial strategy isn't simply the one that looks best on paper.

It's the one that makes sense for your entire financial life.

Summit Wealth Management — A different perspective on wealth management.